{"id":17,"date":"2026-10-09T16:00:00","date_gmt":"2026-10-09T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mrkenmortgage-com\/2026\/10\/09\/current-north-carolina-mortgage-and-refinance-rates\/"},"modified":"2026-10-09T16:00:00","modified_gmt":"2026-10-09T16:00:00","slug":"current-north-carolina-mortgage-and-refinance-rates","status":"publish","type":"post","link":"https:\/\/www.mrkenmortgage.com\/blog\/2026\/10\/09\/current-north-carolina-mortgage-and-refinance-rates\/","title":{"rendered":"Current North Carolina Mortgage And Refinance Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Seeing North Carolina&#039;s mortgage rates edge upward\u201430-year fixed at 7.125%, 15-year fixed at 6.376%, and jumbo 30-year at 7.201%\u2014is a good reminder of how quickly the lending landscape can shift. Refinance rates are also running a bit higher than the national average. For anyone navigating these numbers, especially self-employed borrowers or those whose income story doesn&#039;t fit the usual template, it&#039;s more important than ever to shop around and keep your credit in top shape. Over 30 years in this business, I&#039;ve learned that understanding the person behind the application\u2014and structuring a loan to fit their reality\u2014matters just as much as chasing the best headline rate.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.forbes.com\/advisor\/mortgages\/current-north-carolina-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Seeing North Carolina&#039;s mortgage rates edge upward\u201430-year fixed at 7.125%, 15-year fixed at 6.376%, and jumbo 30-year at 7.201%\u2014is a good reminder of how quickly the lending landscape can shift. Refinance rates are also running a bit higher than the national average. For anyone navigating these numbers, especially self-employed borrowers or those whose income story [&hellip;]<\/p>\n","protected":false},"author":564,"featured_media":18,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/users\/564"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":0,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/posts\/17\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/media\/18"}],"wp:attachment":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/media?parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/categories?post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/tags?post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}