{"id":15,"date":"2026-10-08T10:00:00","date_gmt":"2026-10-08T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mrkenmortgage-com\/2026\/10\/08\/mortgage-rates-arent-backing-down-yet\/"},"modified":"2026-10-08T10:00:00","modified_gmt":"2026-10-08T10:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.mrkenmortgage.com\/blog\/2026\/10\/08\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/ken-rea\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>After three decades in this business, I\u2019ve seen interest rate cycles come and go\u2014but right now, mortgage rates are holding close to 7% and may stick there through the end of the year. That means affordability remains a challenge for many, especially with inflation proving stubborn and the Fed signaling that another rate hike isn\u2019t off the table. Wider spreads in mortgage-backed securities are adding extra weight to borrowing costs, too.<\/p>\n<p>For anyone planning a purchase, refinance, or investment, it\u2019s wise to treat today\u2019s rates as your working baseline. While we\u2019d all like to see a meaningful drop, that\u2019ll take more than wishful thinking\u2014it\u2019ll require steady progress on inflation, some calm in long-term yields, and a little help from the Fed and the MBS market. Until then, I\u2019m focused on helping clients\u2014especially those with more complex income situations\u2014navigate this environment with clear-eyed strategies and practical solutions. If rates do ease, consider it a bonus, but let\u2019s make sure your plan works for where things stand today.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>After three decades in this business, I\u2019ve seen interest rate cycles come and go\u2014but right now, mortgage rates are holding close to 7% and may stick there through the end of the year. That means affordability remains a challenge for many, especially with inflation proving stubborn and the Fed signaling that another rate hike isn\u2019t [&hellip;]<\/p>\n","protected":false},"author":564,"featured_media":16,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/users\/564"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":0,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/media\/16"}],"wp:attachment":[{"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mrkenmortgage.com\/blog\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}